ATM machine is now "stealing" money, the public must be cautious

On the 24th, the reporter learned from a number of banks in Chengdu that a new type of fraud appeared in the bank's ATM computer room. After the criminals processed the electronic door control lock and swipe the card, the account information of all users who entered the computer room with the card would be lost The numerator can then steal the user's cash. In response, some banks in the city have begun to implement 24-hour security guards in order to prevent saboteurs from sabotaging.

Startled: 50,000 yuan disappeared

Mr. Zhang, who lives in the Bauhinia Garden of Yulin Community, encountered a strange thing last Friday. Others were at home, but the 50,000 yuan on his bank debit card disappeared. "Last Monday, I suffered from a severe cold, and I was infused every day in the hospital. It wasn't until the Friday." Mr. Zhang said that last Friday he recovered from his illness and was going to entertain his friends at night, so he went to a nearby bank Withdraw money from ATM. "After I entered the password, I almost didn't faint when I looked at the balance, and all the 50,000 yuan in my account was gone." Mr. Zhang took out the card and re-entered the password. The operation was the same as last time. The 50,000 yuan on the card All disappeared. Mr. Zhang immediately found the staff of the bank. After inquiries, the staff told him that the 50,000 yuan on the card was taken away on Monday, and it was completed once. "Why? I started infusion every day in the hospital on Monday. The card wasn't even brought to my body, why was the money gone?" Mr. Zhang said. The bank card's password is only known by himself, and the card hasn't been dropped at home. He recalled that he just took 500 yuan to the ATM machine the previous week and weekend, and why there was no 50,000 yuan in his account.

Criminal tactics: doing things on the electronic door

It is understood that there have been more than one case like Mr. Zhang in the Chengdu High-tech Zone in the past two weeks. The lost funds ranged from several thousand yuan to more than ten thousand yuan. But after checking the surveillance video and tracing by multiple parties, the bank found that the key to the problem was concentrated on a small card reader on the electronic lock control door of the ATM machine. "Mr. Zhang's account damage is very likely that the card reader outside the electronic door of the ATM machine has been passive!" An insider of a bank said, "This kind of criminal tactics is rare before, so it is not clear how it was done. However, it is speculated that it is likely to be equipped with an electronic chip that can steal customer information. "This staff member told reporters that in the case of electronic access control, as long as the depositor swipes the card, his personal data will be Into the hands of criminal gangs. Since then, the criminal gang can easily control the funds in the depositor's card without the cooperation of tools such as savings cards.

Bank shot: strictly monitor accounts

The reporter found from the Internet that a similar high-tech crime occurred in Baoding, Hebei Province in April this year. Criminals have installed a card reader on the upper end of the electronic door card reader. When the customer swipes the card, their information will be stolen. In addition, the criminals placed an MP4 with a camera function above the password keyboard of the ATM machine.

According to people familiar with the matter, by comparison, these high-tech crimes in Chengdu have more sophisticated criminal methods. At present, the major banks in the city are aware of the seriousness of the problem and take active measures to prevent such high-tech crimes. For example, strictly monitor accounts that have large amounts of money transferred in and out frequently within a day. If there are signs of high-tech crimes, immediately freeze the account; for accounts that have been stolen by funds on the card that have been stolen, they will also be immediately frozen. . In addition, the ATM computer rooms of some banks in the city have begun to implement a 24-hour security guarding plan to prevent sabotage by lawbreakers.

Bank reminder

When operating in front of the ATM, the public should carefully observe whether there are camera devices installed in the vicinity. When entering by swiping the card through the bank security door, pay attention to whether there are foreign objects on the upper (lower) side of the reader, and whether the reader has been moved by hands or feet. Once the bank card is eaten, etc., do not leave the ATM machine, dial the bank phone in time, and wait for the bank staff to arrive for proper processing.